Reliability before reach
More complete reading. Safer reports. Fewer silent gaps.
The next release is prepared around one promise: if ZivaPay+ says it understands your money history, the underlying reading must be dependable and the diagnostic path must protect the person reporting a miss.
Safer missed-format reports
Numbers are masked automatically, identity masking is stronger, and the exact payload remains visible before it is shared.
Broader format coverage
New payroll and reversal shapes are recognised without treating returned money as ordinary income.
SMS completeness
Long inbox gaps are read page by page instead of relying on one fixed newest-message window.
Status matters: this build is prepared, not labelled live until the Google Play rollout is complete.