Product updates from Zimbabwe

The work,
in public.

ZivaPay+ earns trust release by release. This is the useful record: what changed, why it matters, and what is still being prepared.

Release notes

Plain language first. Technical detail only where it explains a real improvement.

ROLLING OUT v1.8.11+50

More honest balances and reversals

Unknown is no longer shown as zero, and refunds reduce the spending they reversed.

Rolling out on Google Play. This release tightens the places where missing or incomplete evidence could look more certain than it was, while preparing the private, on-device Money Year experience for December.

01

Unknown stays unknown

If ZivaPay+ has no recorded balance for a wallet, Home no longer turns that absence into a confident $0.00.

02

Reversals land in the right place

Supported EcoCash reversals and card refunds reduce spending rather than appearing as income, including the original spending category where it is known.

03

Honest statement coverage

PDF and Excel exports now warn when older SMS were not imported, instead of letting a partial history read like a complete one.

04

Money Year preparation

An eligible review can announce itself once when the December window opens, without putting any financial figure on the lock screen.

Staged rollout began on 28 October 2026. Availability increases as the rollout progresses.

LIVE v1.8.10+49

Yearly totals that add up too

The year-by-year summary now shows refunds in its own column.

Available on Google Play. Version 1.8.9 made the monthly statement reconcile; this release completed the same work for the yearly summary. Sent, Received, Bundles, Refunds and Net can now be reconciled from the columns shown in both PDF and Excel.

LIVE v1.8.9+48

Statements that add up

Exported statement totals now match the transactions listed beneath them.

Available on Google Play. When a refund appeared on a statement it was subtracted from the Total Sent figure and also shown as money returned, so adding up the columns gave different numbers from the summary. The totals and the rows now agree. The Net figure is unchanged.

01

Totals match the rows

Total Sent is now the full amount sent, with refunds shown on their own line. In both the PDF and Excel statement, the columns add up to the summary above them.

02

The intro always lets you through

If the app could not save that you had finished the welcome screens, the Get Started button did nothing and reopening returned you to the start. It now lets you into the app either way.

03

Clearer failures

If checking SMS permission fails, ZivaPay+ now shows a message you can retry instead of waiting on a loading screen. And if it cannot tell whether your history finished importing, it says so rather than assuming it did.

Available to everyone on Google Play since 11 October 2026.

LIVE v1.8.8+47

Better transaction reading

Card refunds are clearer, and missed-format reports are more useful.

Available on Google Play. ZivaPay+ now reads another EcoCash card-refund format, helping refunds reduce spending correctly instead of being missed. Format Radar reports are also easier to read, so unsupported SMS formats can be improved faster.

01

EcoCash card refunds

A newly reported card-refund SMS shape is now recognised as returned money, not ordinary income.

02

Cleaner Format Radar reports

Reports keep more of the message structure developers need while still masking private values before anything is sent.

03

Small release, precise fix

No new account, syncing or cloud workflow was added. The work stays focused on reading supported SMS formats more accurately.

Available to everyone on Google Play since 5 September 2026.

LIVE v1.8.7+46

Usage signals · request learning

Measure the work without reading the money.

Available on Google Play. This release adds privacy-safe measurement so future ZivaPay+ improvements can be guided by real app usage, not guesses.

01

Screen reach is measurable

ZivaPay+ can now measure which main screens are opened — Home, Transactions, Analytics, Settings, Requests, Health and Recap — without sending amounts, balances, names or message content.

02

Expired requests are easier to understand

When a request expires, ZivaPay+ records only whether a possible matching payment existed locally. It does not send transaction IDs, names, amounts or settle anything automatically.

03

Sharing can be attributed safely

Generic invites and post-payment shares now include attribution links so we can learn which sharing moments help. Payment requests themselves remain linkless to keep payer trust first.

Available to everyone on Google Play since 3 September 2026.

LIVE v1.8.6+45

Statement accuracy · wallet evidence

A clearer record, from screen to statement.

Available on Google Play. This release makes spending breakdowns and exported statements agree more closely with the wallet activity ZivaPay+ recorded.

01

Spending stays spending

Money received is excluded from spending categories, while reversals reduce the spending they offset. The same calculation now powers Analytics, PDF and Excel exports.

02

Balances stay with their wallet

Combined statements show EcoCash and InnBucks opening and closing balances separately. If an opening balance was not recorded, the statement says “Not recorded” instead of printing $0.00.

03

Evidence is handled more carefully

Future-dated balance evidence can no longer pin the balance shown today, and an additional EcoCash “was sent to” message format is now supported.

Available to everyone on Google Play since 22 August 2026.

LIVE v1.8.5+44

Useful reports · privacy by preview

Keep the clue. Hide the details.

Available on Google Play. This focused release improves the voluntary report shown when ZivaPay+ cannot safely read an EcoCash or InnBucks message.

01

Direction words remain useful

Wording such as “has sent” and “to you” stays readable, giving us the structure needed to support more wallet formats.

02

Private details remain masked

Names, phone numbers, amounts, balances and reference digits are removed. You see the exact payload before deciding whether to send it.

03

A smaller app bundle

The Android App Bundle is about 10% smaller than the previous release, reducing the data needed to deliver the app. Actual Google Play download size varies by device.

Available to everyone on Google Play since 15 August 2026.

LIVE v1.8.4+43

Radar reliability · future readiness

See the miss sooner. Build the year on honest evidence.

This release makes supported wallet messages that ZivaPay+ could not read visible on the same Home load, while beginning private, on-device coverage groundwork for a future yearly review.

01

Misses appear without a second visit

When an EcoCash or InnBucks message cannot be read safely, the review card now appears as soon as that scan becomes visible.

02

Coverage evidence starts earlier

ZivaPay+ begins recording how far its on-device inbox evidence reaches. The future yearly review itself is not enabled in this release.

Available on Google Play since 15 August 2026.

LIVE v1.8.3+42

Privacy and reliability

Protect more. Guess less. Keep the record honest.

This release strengthens the voluntary reporting path, handles uncertain wallet messages more carefully, and makes the moments around requesting and receiving money clearer.

01

Stronger report privacy

Names and unknown sender identities are masked before a missed-format report can leave the phone.

02

More honest reconciliation

Ambiguous InnBucks transfers stay unclassified instead of being guessed as spending, income or an own-account transfer.

03

Clearer payment requests

Shared requests better explain ZivaPay+, with a clearer follow-up after payment is confirmed.

04

Reliability underneath

Alerts, temporary export cleanup and release-resource checks have been strengthened.

Available on Google Play at 100% rollout since 8 August 2026.

LIVE v1.8.2+41

Reliability before reach

More complete reading. Safer reports. Fewer silent gaps.

ZivaPay+ reads long inbox gaps page by page, recognises more wallet formats, and protects the diagnostic path when someone voluntarily reports a message the app could not understand.

SMS completenessMore formatsSafer reports
LIVE v1.8.1+40

A measurable growth loop

Request Money can grow through a successful moment.

After a request is settled, ZivaPay+ can offer a simple way to share the app with the person who paid. Privacy-safe diagnostics now show whether that invitation is useful without sending names or amounts.

Request MoneyNo financial valuesReferral loop
LIVE v1.8.0+39

A more honest money picture

Financial Health now reads multi-wallet runway more carefully.

Fresh EcoCash and InnBucks balances can contribute together. If an active wallet is missing a fresh balance, ZivaPay+ lowers confidence rather than quietly pretending that missing information is zero.

Financial Health 1.1Two-wallet runwayOn-device
LIVE PRODUCT MILESTONE

From records to a real money moment

Request Money arrives.

Create an EcoCash or InnBucks payment request, share it, and review a matching incoming confirmation before the request is marked paid. ZivaPay+ never moves the money; it helps both sides keep the record clear.

See Request Money on the homepage

How progress is reported

Live means live.
Exploring means exploring.

Roadmap ideas are not release promises. Upcoming builds stay labelled as upcoming until they reach users through Google Play.

View the roadmap

Available on Android

Start with the version that is live today.

Get it on Google Play